Startup Cost Calculator
Estimate how much money you need to launch your business and keep it running. Add your one-time setup costs and recurring monthly expenses to see the total capital required.
One-time costs
Monthly costs
How to use this calculator
Startup costs fall into two buckets. One-time costs are paid once to get the business off the ground — incorporation, equipment, a website, branding, and initial inventory. Monthly costs recur every month whether or not you make a sale — rent, salaries, software, and marketing.
To know how much capital you really need, multiply your monthly costs by the number of months you expect to operate before becoming profitable (your planning horizon), then add your one-time costs. A common mistake is budgeting only for setup and forgetting that the business must survive the months before revenue catches up.
Why it matters
Under-capitalization is one of the most common reasons new businesses fail. Knowing the full number up front lets you raise enough, cut scope, or extend your timeline before you run out of cash — not after.
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